Many people approaching or already in retirement have a rough idea of how much they will need each month — but the real numbers often surprise them. Housing, healthcare, food, transportation, and everyday enjoyment add up differently once regular paychecks stop. National data shows that the average household headed by someone 65 or older spends roughly $5,100 to $5,400 per month for a typical lifestyle that includes some dining out, entertainment, and modest travel. This quiz tests how well your expectations match reality. You'll face questions about average spending in major categories, the role of Social Security, common cost surprises, and what "comfortable" actually looks like for most retirees. The questions are straightforward and based on recent government and industry data. No advanced financial knowledge is required — just honest guesses about the true cost of daily life after work ends. Let's see how close your estimates come to the real figures.